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Digital Inclusive Finance from the Perspective of New Quality Productivity

Author(s)

Jianbang Lin1,*, Tian Wang2

Affiliation(s)

1Nanfang College, Guangzhou, Guangzhou, Guangdong, China 2Guangdong University of Foreign Studies South China Business College, Guangzhou, Guangdong, China *Corresponding Author.

Abstract

In the context of today's digital and innovation driven era, digital inclusive finance, as an important model for financial service innovation, relies on technologies such as big data and cloud computing to provide more convenient and efficient financial services for users such as small and micro enterprises. However, its development still faces many challenges: the regulatory system lags behind the rapid innovation of financial technology, the application of technology is limited by insufficient infrastructure and security risks, there are obvious shortcomings in service coverage in rural and remote areas, and user trust is impacted by financial fraud and data privacy issues. This article proposes strategies to improve the regulatory system, break through technological bottlenecks, expand service coverage, and enhance user trust, based on the connotation of new quality productivity, in order to promote the high-quality development of digital inclusive finance in the new era, help economic transformation and upgrading, and promote social equity.

Keywords

Digital Inclusive Finance; New Quality Productivity Regulation; Innovation; Financial Service

References

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